Never talk to the insurance company. When companies send you paperwork to sign most often times it will be some type of release, which will ultimately hinder your personal injury claim. Instead you should contact your attorney and have your lawyer speak to the insurance company.

Yes. Your claim must be filed within the statue of limitations, which is one year from the date of the accident or 6 months if it pertains to a government claim, such as a claim against the city or county in which you reside. If you fail to meet this deadline, you lose your right to file a suit regarding your claim. *If the claimant is a minor his/her statue of limitation is two years after his/her 18th birthday.

In most instances it is hard to determine what your personal injury claim is worth before all evidence and documentation is collected. The value of your case is also dependent upon the policy limits of the insurance carriers, medical bills, wage loss and extent of injuries. It is essential to provide these limits to your attorney so they can determine the value of your claim.

It is important to follow your doctor’s instructions and referrals to insure a quick and successful recovery. If you do not have the funds to pay for such a visit you should ask the healthcare provider if they will issue treatment on a lien basis in which they will receive their monies after the settlement of your claim has been reached. If this happens it is necessary that you retain all documentation regarding your lien, including records, billings, prescriptions, etc.

If the defendant does not have insurance your attorney will contact your insurance company for the policy limits of your uninsured motorists coverage. It is essential to carry uninsured motorist insurance because you cannot always rely on other motorists to be insured. This way you can save yourself if caught in this situation.

If a loved one has been killed in an accident you have to right to pursue a wrongful death claim. You have the right to claim the loss of comfort, love, and support. Contact your attorney for more information on filing the proper claim.